The honest answer is that the majority of cracks in houses are not structural. Fine hairline cracks in plaster, shrinkage cracks in new render and small cracks around door and window openings are usually caused by normal thermal and moisture movement and are cosmetic.
Cracks are more likely to be serious when they are wider than about 3mm, run diagonally through brickwork in a stepped pattern, appear on both inside and outside faces of a wall, taper from wide to narrow, follow the line of a lintel or foundation, or, most importantly, are getting wider over time. Doors and windows that suddenly stick, or sloping floors alongside cracking, are further warning signs. If you see any of these, it is worth having the crack inspected. EMA Structures will inspect, diagnose the cause, and only then advise whether monitoring, repair or stitching is the right response. If the cracked property is one you are selling, a pre-sale structural review can settle the question before it is raised during the sale.